CareWalletTier: ProFrom ₹1,649/year

Care Pro Plan

Comprehensive care with coaching

Care Pro is part of Inlume247 CareWallet. It gives you and your family unlimited GP and specialist teleconsults, a ₹12,500 Flex Wallet for pharmacy, labs, dental, vision and clinic visits, and a 80-parameter annual health check, all cashless through the app.

Plans start at ₹1,649 a year including GST for one person, with family options for a spouse and two children, or a family with two parents.

Plan at a Glance

₹12,500 Flex Wallet
80-parameter health check incl. resting ECG
Nutrition and health coaching
Membership Options

Select Your Family Cover

Annual Plan
Total Annual Investment
₹1,649/ year (incl. 18% GST)
~₹137/mo
  • 100% cashless at empanelled network providers
  • Teleconsults & digital wellness live on Day 1
  • Covers Individual (1A)

Zero hidden charges. Transparent renewal terms. 30-day free look period.

What Is Included in Care Pro Plan

Full schedule of covered benefits, allowances, and network savings.

Benefit & ServiceWhat You Get
Flex Wallet (spend anywhere)₹12,500
Unlimited GP + specialist teleconsultsIncluded
Mental wellness and EAPIncluded
Fitness sessions per week (partner studios)3
Cult.fit gym membershipUp to 15% off
Annual health check (parameters)80
In-clinic visits (per-visit cap)₹800
Pharmacy, labs, dental, vision (from wallet)Included
Physiotherapy (from wallet)Included
Nutrition and personal health coachingIncluded
Pharmacy discountUp to 20%
Labs and diagnostics discountUp to 40%
Ambulance + home healthcare (on request)Included
Wellness rewards and renewal discountEnhanced
Add parents to the family walletIncluded

Annual Health Check-Up

Preventive screening tailored for early detection and peace of mind.

15+ Key Diagnostic Panels

Your plan includes an annual health check of about 80 parameters, covering:

Vitals and BMI
Complete blood count
Fasting blood glucose
Lipid profile
Urine routine and microscopy
HbA1c
Vitamin D
Liver function
Kidney function
Thyroid profile
Vitamin B12
Iron studies
Electrolytes
ESR and uric acid
Resting ECG
At-Home Sample CollectionPhlebotomists visit your doorstep at your scheduled convenience.
NABL-Accredited LaboratoriesCertified precision diagnostics with digital report delivery.

* Parameter panels are indicative. Exact inclusions, methods and counts are finalised with the empanelled NABL-accredited diagnostic partner. Home sample collection is available where offered, and fasting may be required.

Women Wellness, Bundled at No Extra Cost

Comprehensive maternity, parenting, and women’s health journey.

Included in Plan

Every plan includes digital maternity, parenting and women's-health content:

Personalised programme, week by week and by age
Growth and development tracker for you and your child
Recorded pre- and post-natal fitness and yoga
Pre-recorded webinars on myths and parenting tips
Specialised content: Garbh Sanskar, postpartum, newborn and women's health
Interest-based communities

Who Is Care Pro Plan For?

Designed for specific lifestyle needs, household structures, and care routines.

01

Families with children who use OPD services often

Recommended Profile
02

Households that want parents included

Recommended Profile
03

People managing weight, sugar or lifestyle who want coaching support

Recommended Profile

What You Gain Over Care Plus

Compare Plan
Flex Wallet rises from ₹7,500 to ₹12,500
80-parameter health check adds iron studies, electrolytes, ESR and uric acid, and a resting ECG
Nutrition and personal health coaching
Parents can be added to the family wallet
In-clinic visit cap rises from ₹700 to ₹800
Enhanced wellness rewards and renewal discount

Want More? See Care Elite

Care Elite starts at ₹2,499 a year and adds:

Compare Plan
Flex Wallet rises from ₹12,500 to ₹20,000
100+ parameter health check adds cardiac risk markers, extended vitamins and minerals, and urine microalbumin
4 partner-studio sessions a week instead of 3
Mental wellness with coaching

How It Works

Five simple steps from sign-up to seamless cashless healthcare.

01

Choose Care Pro and the family configuration that suits you.

02

Buy online and complete your KYC and member details.

03

Log in to the Inlume247 app with your mobile number. Teleconsultations and wellness benefits are available from day one where provided.

04

Use your benefits cashless at network providers, and track your wallet and usage in the app.

05

Renew each year. Benefits and limits reset on renewal.

Cashless Access & Claims Process

Zero paperwork at network facilities, with simple reimbursement when eligible.

Cashless In-App Experience
1Open the Inlume247 app and choose the service you need for the member who needs care.
2Pick a network provider or an online slot shown in the app.
3Get the service. Show your booking confirmation if you visit in person.
4Cashless settlement. Inlume247 settles directly with the provider for covered amounts. You pay only what is above a cap or outside your plan.
Out-of-Network Reimbursements

If you use a provider outside the network where this is permitted, submit a reimbursement claim within the timeline in your policy wording (for example, 30 days from the date of service). Keep ready a valid dated prescription from a registered doctor, original itemised invoices, diagnostic reports where applicable, and your KYC details.

Checklist for Claims:1. Valid dated prescription from a registered doctor
2. Original itemized diagnostic/pharmacy invoices
3. Diagnostic reports & member KYC documents

Important Information & Disclosures

Key policy terms, coverage guidelines, and regulatory notes.

CareWallet is an outpatient (OPD) and wellness benefit. It does not provide in-patient hospitalisation, indemnity or critical-illness cover.
Fitness, coaching, discount and partner-membership services are value-added wellness services, subject to partner availability.
An initial 30-day waiting period may apply to wallet-based OPD benefits (except accidental cases). Teleconsultation and wellness benefits are available from day one where provided.
Wallet benefits are annual, non-carry-forward, non-encashable and non-transferable, and reset on renewal. Caps apply per claim, per visit or per category as shown for your plan.
A valid, dated prescription from a registered medical practitioner is needed to authorise pharmacy, diagnostics, dental and vision services.
For the insurance component, a 30-day free-look period applies from receipt of the policy document.
All prices are per year and include 18% GST.
Benefits, limits and exclusions are as per the policy wording, which prevails. Insurance is the subject matter of solicitation.

Frequently Asked Questions

Clear answers about Care Pro Plan coverage, claims, and benefits.

Ready to Start Your Wellness Routine?

Buy Care Pro from ₹1,649 a year

Comprehensive outpatient care, virtual doctor visits, diagnostic tests, and customised wellness benefits — all unified cashless on the Inlume247 app.

Disclaimer: Benefits, limits, exclusions and prices depend on the plan and the policy wording, which prevails. Please read all terms before buying.

CareWallet is an outpatient (OPD) and wellness benefit. Insurance is the subject matter of solicitation.

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