Care Starter Plan
Everyday OPD essentials
Care Starter is part of Inlume247 CareWallet. It gives you and your family unlimited GP and specialist teleconsults, a ₹3,000 Flex Wallet for pharmacy, labs, dental, vision and clinic visits, and a 40-parameter annual health check, all cashless through the app.
Plans start at ₹649 a year including GST for one person, with family options for a spouse and two children, or a family with two parents.
Plan at a Glance
Select Your Family Cover
- 100% cashless at empanelled network providers
- Teleconsults & digital wellness live on Day 1
- Covers Individual (1A)
Zero hidden charges. Transparent renewal terms. 30-day free look period.
What Is Included in Care Starter Plan
Full schedule of covered benefits, allowances, and network savings.
| Benefit & Service | What You Get |
|---|---|
| Flex Wallet (spend anywhere) | ₹3,000 |
| Unlimited GP + specialist teleconsults | Included |
| Mental wellness and EAP | Included |
| Fitness sessions per week (partner studios) | 2 |
| Cult.fit gym membership | Up to 15% off |
| Annual health check (parameters) | 40 |
| In-clinic visits (per-visit cap) | ₹600 |
| Pharmacy, labs, dental, vision (from wallet) | Included |
| Physiotherapy (from wallet) | Not included |
| Nutrition and personal health coaching | Not included |
| Pharmacy discount | Up to 20% |
| Labs and diagnostics discount | Up to 40% |
| Ambulance + home healthcare (on request) | Included |
| Wellness rewards and renewal discount | Basic |
| Add parents to the family wallet | Not included |
Annual Health Check-Up
Preventive screening tailored for early detection and peace of mind.
Your plan includes an annual health check of about 40 parameters, covering:
* Parameter panels are indicative. Exact inclusions, methods and counts are finalised with the empanelled NABL-accredited diagnostic partner. Home sample collection is available where offered, and fasting may be required.
Women Wellness, Bundled at No Extra Cost
Comprehensive maternity, parenting, and women’s health journey.
Every plan includes digital maternity, parenting and women's-health content:
Who Is Care Starter Plan For?
Designed for specific lifestyle needs, household structures, and care routines.
Individuals who want a structured health routine without a large upfront cost
Young couples and families who mostly need consults, tests and medicines
Anyone who wants unlimited teleconsults with a modest wallet
Want More? See Care Plus
Care Plus starts at ₹1,149 a year and adds:
How It Works
Five simple steps from sign-up to seamless cashless healthcare.
Choose Care Starter and the family configuration that suits you.
Buy online and complete your KYC and member details.
Log in to the Inlume247 app with your mobile number. Teleconsultations and wellness benefits are available from day one where provided.
Use your benefits cashless at network providers, and track your wallet and usage in the app.
Renew each year. Benefits and limits reset on renewal.
Cashless Access & Claims Process
Zero paperwork at network facilities, with simple reimbursement when eligible.
If you use a provider outside the network where this is permitted, submit a reimbursement claim within the timeline in your policy wording (for example, 30 days from the date of service). Keep ready a valid dated prescription from a registered doctor, original itemised invoices, diagnostic reports where applicable, and your KYC details.
2. Original itemized diagnostic/pharmacy invoices
3. Diagnostic reports & member KYC documents
Important Information & Disclosures
Key policy terms, coverage guidelines, and regulatory notes.
Frequently Asked Questions
Clear answers about Care Starter Plan coverage, claims, and benefits.
Buy Care Starter from ₹649 a year
Comprehensive outpatient care, virtual doctor visits, diagnostic tests, and customised wellness benefits — all unified cashless on the Inlume247 app.
Disclaimer: Benefits, limits, exclusions and prices depend on the plan and the policy wording, which prevails. Please read all terms before buying.
CareWallet is an outpatient (OPD) and wellness benefit. Insurance is the subject matter of solicitation.
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