Essentials Lite Plan
Low-cost entry to everyday care
Essentials Lite is part of Inlume247 CareWallet Essentials, our entry range for everyday care and eye care. Low-cost entry to everyday care. Unlimited GP teleconsults, 2 mental-wellness sessions, ₹400 of vision benefits, all delivered through the app.
Plans start at ₹349 a year including GST for one person, with family options for a spouse and two children, or a family with two parents.
Plan at a Glance
Select Your Family Cover
- 100% cashless at empanelled network providers
- Teleconsults & digital wellness live on Day 1
- Covers Individual (1A)
Zero hidden charges. Transparent renewal terms. 30-day free look period.
What Is Included in Essentials Lite Plan
Full schedule of covered benefits, allowances, and network savings.
| Benefit & Service | What You Get |
|---|---|
| Funded Flex Wallet | Not included |
| Unlimited GP teleconsults | Included |
| Specialist teleconsults | Not included |
| Mental-wellness sessions | 2 |
| Annual health check (parameters) | 30 |
| In-clinic doctor visits (from wallet) | Not included |
| Pharmacy and labs (from wallet) | Not included |
| Pharmacy discount | Up to 20% |
| Labs and diagnostics discount | Up to 40% |
| Cult.fit gym membership | Up to 15% off |
| Ambulance | Assistance |
| Wellness rewards | Not included |
Vision care (bundled, cashless via the partner vision network) | |
| Prescription glasses (funded) | ₹300 |
| Basic eye check-up (at-home optometrist) | ✓ · ₹100 |
| Ophthalmologist consult or dilated eye exam | Not included |
| Eye-surgery network benefit (VisionSure) | Not included |
| Lenskart Gold Max membership | Not included |
| Vision network access | Lenskart |
| Total vision benefit value | ₹400 |
Annual Health Check-Up
Preventive screening tailored for early detection and peace of mind.
Your plan includes an annual health check of about 30 parameters, covering:
* Parameter panels are indicative. Exact inclusions, methods and counts are finalised with the empanelled NABL-accredited diagnostic partner. Home sample collection is available where offered, and fasting may be required.
Women Wellness, Bundled at No Extra Cost
Comprehensive maternity, parenting, and women’s health journey.
Every plan includes digital maternity, parenting and women's-health content:
Who Is Essentials Lite Plan For?
Designed for specific lifestyle needs, household structures, and care routines.
First-time subscribers who mainly need GP teleconsults
Students and early-career professionals
Anyone who wants basic vision and wellness benefits at a low price
Want More? See Essentials Plus
Essentials Plus starts at ₹549 a year and adds:
How It Works
Five simple steps from sign-up to seamless cashless healthcare.
Choose Essentials Lite and the family configuration that suits you.
Buy online and complete your KYC and member details.
Log in to the Inlume247 app with your mobile number. Teleconsultations and wellness benefits are available from day one where provided.
Use your benefits cashless at network providers, and track your wallet and usage in the app.
Renew each year. Benefits and limits reset on renewal.
Cashless Access & Claims Process
Zero paperwork at network facilities, with simple reimbursement when eligible.
If you use a provider outside the network where this is permitted, submit a reimbursement claim within the timeline in your policy wording (for example, 30 days from the date of service). Keep ready a valid dated prescription from a registered doctor, original itemised invoices, diagnostic reports where applicable, and your KYC details.
2. Original itemized diagnostic/pharmacy invoices
3. Diagnostic reports & member KYC documents
Important Information & Disclosures
Key policy terms, coverage guidelines, and regulatory notes.
Frequently Asked Questions
Clear answers about Essentials Lite Plan coverage, claims, and benefits.
Buy Essentials Lite from ₹349 a year
Comprehensive outpatient care, virtual doctor visits, diagnostic tests, and customised wellness benefits — all unified cashless on the Inlume247 app.
Disclaimer: Benefits, limits, exclusions and prices depend on the plan and the policy wording, which prevails. Please read all terms before buying.
CareWallet is an outpatient (OPD) and wellness benefit. Insurance is the subject matter of solicitation.
Explore Other Care Plans
Compare with our other wellness and OPD covers.